Construction Loans

Building a new home? We’ll help you finance it

Planning to build your dream home or investment property? A construction loan works differently from a standard home loan — and we’re here to guide you through every stage, from approval to completion. With expert advice and a streamlined process, we make construction finance simple and stress-free.

Loans designed for staged construction

Construction loans release funds in stages, known as progress payments, as the building project moves forward. This helps you manage costs more effectively and ensures you only pay interest on what’s been drawn down.

We’ll help you understand how it works, and match you with a lender that suits your timeline, budget, and build type.

We compare 20+ lenders to find your fit

We work with over 20 trusted lenders — including major banks and construction-friendly providers — to find a loan that fits your project. Whether you’re building with a volume builder or managing a custom home build, we’ll find a flexible loan option that suits your needs.

Personal support from approval to handover

From pre-approval and builder quotes to the final payment, we stay involved throughout the entire construction journey. We’ll help manage paperwork, coordinate with your builder or conveyancer if needed, and keep everything running smoothly so you can focus on the build itself.

You’ll never feel left in the dark.

No broker fees, ever

Our service is completely free. You don’t pay us a cent — we’re paid by the lender after your loan settles. You get full access to our advice and support at no cost, with no hidden fees or sales pressure.

What you’ll need to apply

Construction loans require a few more documents than a standard home loan. We’ll guide you through it, but here’s what’s typically needed:

• ID and income proof
• Builder’s fixed-price contract
• Council-approved building plans
• Detailed cost breakdown
• Deposit or equity details
• Bank and debt statements

We provide a clear checklist and walk you through each step.

Ready to build with confidence?

Whether you’ve already chosen a builder or are just getting started, we’re here to help you secure the right finance for your project. We’ll simplify the process, support you from start to finish, and help turn your plans into reality.

Talk to our team today and let’s make your build happen.